Real Answers from Licensed Insurance Agents
When you purchase a life insurance policy, you have the option of naming a beneficiary who will receive the proceeds of the policy upon your death. When you have a family, it is common to name your spouse as the…
When it comes to selecting a company to purchase a life insurance policy from, consumers have a wide range of options available to them. However, not all life insurance companies are created equal, and choosing the right one can be…
Determining your life insurance needs depends on a variety of factors, such as your income, debts, goals, family, and lifestyle. However, with a little education and self-assessment, most people can determine by themselves how much life insurance their family or…
Traditionally, applying for life insurance has been a time-consuming and often frustrating process. It has typically involved a lengthy paper application, a medical exam, and a long waiting period for underwriting. However, with the introduction of accelerated underwriting in recent…
Life insurance is often overlooked by many people, and it’s easy to see why. Most people would rather not think about the possibility of their own death, and so they put off purchasing a life insurance policy. However, this can…
Term life insurance policies are designed to provide temporary life insurance coverage for a specified period of time, or term length, typically between 10 and 30 years. After this period of time ends, the term expires, and the life insurance…
Although death and taxes are inevitable, combined they are even worse. If you are preparing to leave an inheritance, without proper planning you may also leave an unexpected and super-sized bill to your beneficiaries via the government in the form…
When it comes to financially preparing for an unexpected death, the best way to do so continues to be by having life insurance. And, perhaps the most common place people get life insurance is through their employer. Among other benefits,…
When a person is planning to buy life insurance for the first time, the most important thing they should consider is finding the right agent or agency to work with. The reason this is so important, and takes priority, is…
Disability insurance is, perhaps, the most important and least understood of all insurance policies. It may also be the least likely to be purchased of any of the main types of insurance. You may wonder why it is important to…
