Real Answers from Licensed Insurance Agents
Life Insurance is never just for you. It is really for your loved ones. Ultimately, they will be the beneficiaries, or suffer the consequences, of your decision of whether or not to purchase life insurance AND from whom you purchase…
Purchasing life insurance is an important decision that requires careful consideration, expert advice, and professional support. With so many life insurance companies, agents, and policy options available, it can be hard to figure out where to begin and who to…
There has been a growing chatter in the media and among prominent business leaders about a recession in 2023. With this new year upon us, and worries about hard financial times ahead, many people may be looking at how to…
Universal life insurance is perhaps the least understood of all life insurance products. That is at least partly due to the fact that there are several different types of universal life insurance policies. The purpose of this article is to…
Life insurance is generally the most efficient, cost-effective, and overall best way to leave an inheritance for your loved ones. As such, it should be an integral part of your financial and estate plan. At its core, life insurance is…
Although it may not seem like it now, when you are young and healthy, but there will come a time when you will likely need help taking care of yourself. When that time comes, how will you pay for it?…
Owning a life insurance policy is essential when you want to give your loved ones financial security. However, what if the time comes when your loved ones no longer depend upon you or your income for their financial security? At…
Like a home, a life insurance policy can be rented or owned. This is determined by the type of life insurance policy that you decide to purchase. Getting term life insurance is like renting a life insurance policy. On the…
Too often financial advisors and other financial professionals, including life insurance agents, make financial planning more complicated than it needs to be. Even among themselves, financial professionals and media personalities argue endlessly about best practices, planning methods, and products, as…
Here are 3 reasons why you should consider getting more life insurance than just enough to replace your current income, no matter how well-defined your financial plan may be. 1. Life after the death of a loved one cannot be…
